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Salary & HRA Calculator

HRA exemption, professional tax and 80C/80D deductions are allowed only in the old regime.

Basic Salary (per month)

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HRA Received (per month)

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Actual Rent Paid (per month)

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City Type

HRA exemption is 50% of Basic for Metro, 40% for Non-Metro cities.

Other Allowances (LTA, DA, etc.) (per month)

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Section 80C Deductions (per year)

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Max limit: ₹1,50,000/year.

Section 80D - Health Insurance for self and family (per year)

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Capped at ₹25,000/year here (parents' cover and senior-citizen limits are not modelled).

Professional Tax (per month)

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Deducted from pay in both regimes; deductible from taxable salary only in the old regime (max ₹2,500/year).

Other Deductions (per year)

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Tax is computed for a resident individual below 60 for Tax Year 2026-27 (Income-tax Act, 2025 read with Finance Act, 2026), including rebate, surcharge and 4% cess.
HRA Exemption is the lowest of three rules under Section 10(13A) and is allowed only in the old regime.
Standard Deduction: ₹75,000 (new regime) or ₹50,000 (old regime).
80C capped at ₹1,50,000/year; 80D at ₹25,000 for self and family.
This is an estimate only. Consult a CA for accurate filing.