Tax Regime Comparator - Old vs New Tax Regime | Bizeneed
Compare old vs new tax regime for FY 2025-26 (AY 2026-27). Calculate which tax regime saves you more with our free tax regime comparator calculator.
Need Help Choosing a Tax Regime?
Our CA experts can help you choose the right regime and file your ITR.
AI-powered tools on this page
Skip the wait - get instant help right here, no form required.
The key facts, in one place
Everything a founder usually has to piece together from five different pages, in one place.
- New Regime Slabs (AY 2026-27)
- 7 slabsFrom Rs. 3L to above Rs. 15L
- Old Regime
- Same slabsBut with deductions (80C, etc.)
- Standard Deduction
- Rs. 75,000For salaried in new regime (AY 2026-27)
- Rebate u/s 87A
- Up to Rs. 25,000For income up to Rs. 12 lakh in new regime
- Surcharge
- 10%-37%On income above Rs. 50 lakh
- Cess
- 4%Health & Education Cess
What is Tax Regime Comparison?
Tax Regime Comparator is a tool that helps you compare your tax liability under the old and new tax regimes introduced in the Union Budget 2020. The Finance Act introduced a new simplified tax regime with lower rates but no deductions/exemptions.
Under the new tax regime (default for FY 2024-25 onwards), taxpayers pay lower tax rates on slabs ranging from Rs. 3 lakh to above Rs. 15 lakh, but cannot claim deductions under Section 80C, 80D, HRA, LTA, and other deductions.
Under the old tax regime, taxpayers pay the same slab rates as before, but can claim various deductions and exemptions (Section 80C, 80D, HRA, LTA, home loan interest, etc.). The choice between old and new regime can significantly impact your tax liability.
For AY 2026-27 (FY 2025-26), the new regime has 7 slabs starting from Rs. 3 lakh (up from Rs. 2.5 lakh), with standard deduction of Rs. 75,000 for salaried. The rebate under Section 87A is available up to Rs. 12 lakh income.
Bizeneed visual guide
Tax Regime Comparator - Old vs New Tax Regime | Bizeneed
Compare old vs new tax regime for FY 2025-26 (AY 2026-27). Calculate which tax regime saves you more with our free tax regime comparator calculator.
Understand requirement
Prepare documents
Complete filing
Client
Bizeneed
Result
Who needs tax regime comparison?
- Salaried individuals choosing between old and new regime
- Freelancers and consultants comparing tax liabilities
- Business owners deciding on regime for ITR filing
- Tax planners optimizing tax savings
- Anyone who wants to understand which regime is better
Documents Required for ITR Filing
Common to every entity
- PAN cardMandatory
- Aadhaar cardMandatory
- Form 16 / Salary slipsMandatory
- Investment proofs (80C, 80D)
- House rent receipts (for HRA)
- Home loan interest certificate
How to Compare Tax Regimes
Enter Your Details
Enter your gross salary, other income, HRA, investments under 80C, home loan details, and other applicable deductions.
Calculate Under Both Regimes
Under the old regime, all deductions are applied. Under the new regime, no deductions (except standard deduction of Rs. 75,000) are applied.
Choose the Better Option
The tool shows side-by-side comparison of tax liability, effective rate, and savings under each regime. Choose the regime that gives you the lower tax liability.
Tax Regime Timeline (AY 2026-27)
| Stage | Duration |
|---|---|
| FY 2025-26 | |
| AY 2026-27 | |
| 31 July 2026 |
Fees & Pricing
Free Comparator
Compare tax regimes
- Old vs new regime comparison
- Accurate calculations
- No signup required
ITR Filing
Expert ITR filing
- Correct regime selection
- CA-assisted filing
- Maximum tax savings
- E-verification support
Full fee breakdown
| Particulars | Government fee | Professional fee |
|---|---|---|
| Tax Regime Comparator | Free | Free |
| ITR Filing | Rs. 0 | From Rs. 499 |
Find Your ITR Filing Plan
Tell us about your income and we'll recommend the right approach.
Income type?
Deductions?
Benefits of Tax Regime Comparison
Save Money
- Choose the regime that minimizes your tax liability.
Informed Decision
- Understand the trade-offs between simplicity (new) and savings (old).
Free
- Use the comparator tool as many times as needed.
Why Choose Bizeneed?
Frequently asked questions
It depends on your income and deductions. If you have significant deductions under 80C, 80D, HRA, and home loan interest, the old regime might be better. If you don't have many deductions, the new regime with lower rates is likely better. Use our comparator tool to find out.
Salaried individuals can switch between old and new regime every year (even multiple times within a year for different employers). However, for business/profession income, you can switch only once from old to new regime. Once you switch to new regime for business income, you cannot revert to old regime.
Written by Bizeneed Research Team, Income Tax Experts
Last updated 2026-09-06
Sources
Tax rules are subject to change. Always verify with the latest IT Act.
Ready to File Your ITR?
Our CA experts can help you choose the right regime and file your return.
Ready to File Your ITR?
Our CA experts can help you choose the right regime and file your return.