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Knowledge Bank / Income-tax Act, 2025 / Chapter VII - Set Off, or Carry Forward and Set Off of Losses

Section 114

Section 114: set off and carry forward of specified-business losses

Section 114 deals with losses from a "specified business" - the category of business referred to in Section 46 (which typically covers businesses eligible for investment-linked deductions, such as certain infrastructure or cold-chain type businesses). A loss from such a business can only be set off against profits from another specified business.

This explanation is AI-assisted and pending review by our CA/CS team. It is general information, not professional advice - always cross-check against the bare law text above or talk to our tax team for guidance specific to your situation.

Set off only against specified-business profits

Any loss computed in respect of a specified business referred to in Section 46 can be set off only against profits and gains of another specified business.

Carry forward of unabsorbed loss

Where the loss cannot be wholly set off in the same tax year, the balance not so set off is carried forward to the following tax year and set off against profits and gains of any specified business carried on by the assessee in that year.

If the loss still cannot be wholly set off, the remaining amount is carried forward to the following tax year, and so on.

Frequently asked questions

Can a specified-business loss be set off against income from an ordinary business?

No - Section 114 restricts it to being set off only against profits of another specified business as referred to in Section 46.

What counts as a "specified business" for this section?

It is the category of business referred to in Section 46 of the Income-tax Act, 2025 - refer to that section for the exact list of eligible businesses.

Related sections

  • Section 112 - carry forward and set off of business loss
  • Section 113 - speculation business loss set-off and carry forward

Want this applied to your actual filing, not just explained?

Talk to our tax team about specified-business loss set-off

Last updated 9 September 2026

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